Identity Theft

When someone uses your personally identifying info without your permission

FTC- Federal Trade Commission Estimates 9 million Americans each year have their identities stolen.

• Renting an apartment
• obtain a credit Card
• Establish telephone account
• All using your name

      How do they do it?

• Dumpster Diving
• Skimming-steal numbers when processing your card
• Phishing - pretend to be financial institutions
• Changing your address
• Old-fashion Stealing
• Pretexting- Use false pretenses to obtain info

What do They Do With It?

• Credit Card Fraud
• Phone or Utility Fraud
• Bank/Finance Fraud
• Government Fraud

How Can You Find out If Your Identity Was Stolen

• Monitor your accounts and banks statements
• Check credit report on regular Basis

What Should You Do?

• Call your credit card company immediately
• File a police report
• Check your credit reports
• Notifying other creditors
• Disputing any unauthorized transactions